Hurricane Florence is on the minds of many people living in Florida and surrounding areas. Along with concerns about getting you and your family to safety, you may also be wondering whether your property is protected under your current insurance policy. Allstate explains how coverage is determined when a home or other property is damaged by a hurricane.
If your Florida business sustained damage as a result of a natural disaster, you may assume that your insurance coverage will kick in. However, in some cases your insurance policy may fail to offer coverage based on the details on how the damage occurred. Because these issues can be complex even if you have a good understand of your insurance policy, Marsh.com offers the following information.
Securing the right insurance policy is crucial for Florida property owners to protect what matters most. That’s why it’s so important to understand the difference between insurance products, such as property and liability policies. Insureon.com explains these differences, so you can make sure your current policy offers the protections you need (which will prevent denied claims when the time comes).
The door of your home in Jacksonville may be open for all to enter. That is, of course, excluding those people (and things) that you do not want to be there. Mold is likely right at the top of that lise, yet somehow it can find its way in, anyway. You might think that the reason you have homeowners (or property) insurance is to handle these exact situations. However, if you do end up submitting a claim, you make quickly discover (just as others have) that insurers rarely cover mold remediation. Why is that?
As a commercial property owner in Florida, you know having the right insurance in place is vital to protect your investment. However, did you know that there are actually a few different types of property insurance available? The Balance offers the following information on the differences between property coverage, which can help you find the best policy for your needs.
For Florida residents, hurricanes and property insurance issues often go hand in hand. While you may not have any control over what the weather brings, you can take preventive measures when it comes to minimizing property damage and ensuring solid insurance coverage.
When it comes to commercial property, a wide range of stressful problems can arise. For example, you might encounter challenges while trying to buy commercial property or during your attempt to sell or rent real estate. However, insurance disputes can be especially stressful for those who own commercial property and it is vital for you to have a solid understanding of your different options if you have found yourself in this situation. From gaining access to the compensation you need and should receive to understanding your rights and being prepared for any hurdles that might lie ahead, there are numerous reasons why it is important to approach property insurance issues appropriately.
If you just filed a Florida homeowners claim with the carrier of your homeowner’s insurance policy, things will start to move relatively quickly. In fact, Florida law provides for a bill of rights for homeowner claims.
Jacksonville residents likely do not need to be told about the devastation that natural disasters can bring to communities. A major part of recovering from such events is the repairing or rebuilding of homes so that local residents can resume their normal lives. The cost of completing such repairs, however, can often be inordinate. People in these cases rely on their insurance providers (or in some cases, state or federal assistance programs) to help shoulder those costs. Yet as anyone who has had to file a homeowners or property insurance claim can attest to, such matters may rarely be resolved quickly.
If you are a resident of Florida, you are probably aware of the risk of sinkholes. According to the University of Florida, this phenomenon occurs when the material under the earth's surface disintegrates, often due to water damage. The surface then caves in, creating a chasm. A sinkhole on the road or in your neighborhood could be large enough to cause significant damage. We at Tyler & Hamilton, P.A. Attorneys at Law understand the devastating effects that a sinkhole could have on your property, and we fight to ensure that insurance companies honor their financial responsibility for the necessary repairs.