There are many reasons why policyholders file insurance claims, whether their property was damaged as a result of a hurricane or some other weather-related event or they are struggling to deal with the aftermath of a fire. For some people, insurance coverage can make all the difference when it comes to recovering from a disaster. Unfortunately, some people struggle with a denied insurance claim, even though they thought that they were covered. This may result in various hardships, including financial problems and emotional difficulties such as depression.
For homeowners, water damage is a constant concern. Insurance is a must for addressing perils that befall your property, but in some cases, water damage will not be covered. Because this area can be a bit complex, The Balance offers the following information on water damage and what is and isn't usually covered by insurance companies.