Tyler & Hamilton, P.A.
Free Initial Consultation
800-491-1985

How can I choose a good insurance company?

If you’re shopping around for insurance in Jacksonville, you probably have numerous options in front of you. Choosing the right insurance company is important for many reasons, but it can also prevent issues with denied insurance claims down the line. Esurance.com offers the following tips on how you can find a reliable company to do business with.

Look at a few different companies

Getting quotes from a few different companies is recommended when just starting out. That way you can get a feel for pricing while also seeing what types of coverages each has to offer. If you’re offered ultra-low premiums be wary, as this can be a red flag. Instead, look for reasonable prices and terms that are easy to understand.

Understand the insurance costs

If you’re looking for a home insurance policy, you want to understand the full cost for replacing your home if necessary. Many people make the mistake of buying a policy based on market value, which doesn’t account for things like materials costs, labor, or transportation. As a result, you may be left liable for any excess payments that fall outside your coverage limits.

Go over the terms in detail

The number one reason for denied insurance claims is that the peril isn’t covered. That’s why reading your contract is so important before agreeing to a policy. All the information you need on what and what is not covered will be contained within your agreement. If you have questions, be sure to ask your agent for clarification. For instance, if your home sustains water damage due to a storm you may need something like flood insurance.

No Comments

Leave a comment
Comment Information

Free Initial Consultations - No Charge Unless We Win Your Case

For more information, call 800-491-1985 or fill out the below form to send us a confidential email:

Bold labels are required.

Contact Information
disclaimer.

The use of the Internet or this form for communication with the firm or any individual member of the firm does not establish an attorney-client relationship. Confidential or time-sensitive information should not be sent through this form.

close

Privacy Policy

4811 Beach Boulevard
Suite 200
Jacksonville, FL 32207-4867

Toll Free: 1-800-344-1122
Phone: 904-398-9999
Fax: 904-398-0806
Map & Directions

We Represent Clients Throughout Florida Peer Review Rated The Florida Bar Civil Trial