You are still recovering from a violent motor vehicle accident in Florida. Fortunately, you survived and are making progress in your healing. However, you are also still dealing with the lingering consequences of your crash including a damaged vehicle and mounting medical bills. To worsen matters, you recently discovered that your insurance claim has been denied. What are you supposed to do now? Understanding your options may allow you to come up with an alternative plan as you continue to recover from your accident.
According to the National Association of Insurance Commissioners, from the time you acquire your insurance policy, it is imperative that you take the time to read your policy in full. Understanding your coverage and its limitations can help you to be better prepared in the event you have to rely on your insurance for assistance. Your insurance company can explain different clauses to clarify confusion and give you a clear picture of how your coverage will function.
If the claim has been denied, here are some of the things you can do:
- Check for errors on the claim you filed.
- Compile a list of questions you may have about why the claim was denied.
- Keep a copy of all of the communication you have with your insurer for reference in the future.
- Be persistent even if things do not look promising.
- Ask other parties such as your doctor, to provide supportive reasoning as to why you should be given compensation.
The information in this article is intended for educational purposes only and should not be taken as legal advice.