As a Florida homeowner, you should be able to rely on your insurance company to provide crucial coverage when your home sustains costly damage. Sometimes, however, insurance companies act in bad faith, denying or delaying settlement for valid claims. When this occurs, you may have grounds for a civil action. Here is an overview of some of the building blocks for an insurance bad faith claim.
Insurance applications can be tedious and tiresome. However, they are necessary — and unfortunately, many people lie on them.
Florida residents who own homes and other property in the state should always be able to count on their insurance companies for help after a disaster like a hurricane, a flood or a fire. However, this can be a challenge at times when insurers and policy owners fail to agree on the causes, costs or other details of a claim. People who file fraudulent claims may also end up having a negative impact on honest homeowners.