Insurance companies are under an affirmative obligation to defend their insured against potential claims. But it is in the interest of the insurance company to accept insurance premiums and then deny or drop coverage when a claim arises against the insured. Therefore, there is a body of law "bad faith insurance" that is designed to prevent wrongful denial of the duty to defend. This post will go over the duty to defend and bad faith insurance claims.
With page after page of insurance lingo that you do not fully comprehend, it is easy to understand why you may have rushed through your Florida homeowners' insurance application. Or perhaps you had an agent fill it out for you and tell you where to sign. Either way, you now have to face the consequence of your insurance provider denying your property damage claim due to application errors. It may be more difficult, but it is not impossible to make the insurance company pay. All you need is the right resource.