Auto insurance is intended to protect you and other motorists on the road if there is an accident. Typically, insurance will kick in to cover damages caused during an accident that was your fault. This includes property damage and medical bills if the other motorists involved undergo medical treatment. At times, your insurance claim may be denied, and you might be left wondering what protection it really offers. To prevent these situations, it's best to understand why insurance claims may be denied.
Getting the right property insurance is critical to protecting your home. Whenever your home suffers catastrophic damage, often the only way to stave off bankruptcy and fix your home, is to go through your homeowner's insurance. But it is important that you understand exactly what is and is not covered by your policy. This post will go over the basics of property insurance and how things are valued.