Jacksonville Insurance Law Blog
Denied insurance claims and depression
There are many reasons why policyholders file insurance claims, whether their property was damaged as a result of a hurricane or some other weather-related event or they are struggling to deal with the aftermath of a fire. For some people, insurance coverage can...
Does home insurance cover water damage?
For homeowners, water damage is a constant concern. Insurance is a must for addressing perils that befall your property, but in some cases, water damage will not be covered. Because this area can be a bit complex, The Balance offers the following information on...
Why would my property insurance be canceled?
By nature, insurance companies are risk-averse. While they want their clients to receive coverage when applicable criteria are met, they will also cancel policies when they feel the insurance contract has been breached. Understanding the reasons why your property...
Do I have recourse if my disability claim is denied?
Experiencing a disability can be devastating. Not only do you have the physical discomfort and emotional distress from your condition, but you also worry about how you will make ends meet if you are no longer able to work. It becomes even more worrying if your Social...
How do I prove storm damages to an insurer?
Many Florida homeowners understand that their lives could be upended by the arrival of a hurricane, most notably by the damage inflicted on their homes by the storm. But sometimes an insurance company does not want to pay the full amount to cover home repairs and may...
The value of having homeowner’s insurance for your house
Preparing to buy a home in Florida can be both exciting and unnerving. With so many of your assets and resources going toward such a significant investment, chances are you want to take precautions to keep your home safe and protected. At ...
What is flood insurance?
Insurance can be a very wonderful thing if you experience a loss. Most people do not have the disposable income to handle a loss all on their own, which is why they have insurance. Insurance will pay for damages for you, so you can recoup whatever it is you lost....
What constitutes insurance bad faith?
If you are like most Floridians, you likely have several insurance policies, such as for your car, your home, etc. Naturally you expect your insurance carrier(s) to pay you up to your policy limits if you make a claim. You likewise expect your carrier(s) to defend you...
What do I do if my health insurance claim is denied?
People of all ages in Florida rely on health insurance to give them piece of mind. You know that whether you have a medical emergency or a scheduled appointment, a checkup or a big surgery, your health insurance company will foot the bill. But, what happens when they...
Will insurance companies cover older homes?
It is the aftermath of a hurricane. Your Jacksonville home has taken some damage, but since you have property insurance, you are feeling confident that you can repair your house and get on with your life. However, if you own an old home, you might find that your...